On a quarterly basis, loans and advances rose by 4.3% from ₹2.73 lakh crore at the end of March, while deposits saw a slight decline of 1.1% from ₹3.19 lakh crore.
The bank’s CASA deposits totaled ₹1.03 lakh crore, marking a year-on-year increase of 14.3% but a quarter-on-quarter decrease of 7.8% from ₹1.12 lakh crore. The CASA ratio, which includes certificates of deposit (CDs), stood at 32.7%, compared to 35.1% in the prior quarter and 32.8% from a year ago.
ALSO READ | Yes Bank shares draw attention after board endorses ₹16,000 crore fundraising initiative
Certificates of deposit fell to ₹6,604 crore from ₹6,831 crore in the previous quarter. The credit-to-deposit ratio improved to 90.5% as of June 30, 2026, up from 85.7% at the end of March and 87.4% a year prior.
The bank’s average quarterly Liquidity Coverage Ratio (LCR) on a consolidated basis was recorded at 138.5%, compared to 119.0% in the last quarter and 135.8% during the equivalent quarter last year.
Yes Bank stated that the figures are provisional and released in advance of the announcement of its financial results for the quarter ending June 30, 2026.
ALSO READ | Yes Bank shares experience modest gains amidst management uncertainty
This week, the board of YES Bank approved a plan to raise up to ₹16,000 crore via a mix of equity and debt issuances. An enabling resolution was passed for raising up to ₹7,500 crore through eligible equity securities and up to ₹8,500 crore through eligible debt securities across one or more tranches, pending shareholder and regulatory approvals.
The bank noted that the equity fundraising, along with any dilution from the conversion of eligible convertible debt securities, will not result in an overall dilution greater than 10% of the current share capital.
The proposed fundraising may be executed through various permissible means in both domestic and international markets. The debt issuance could also feature instruments denominated in Indian or foreign currencies. These proposals will be presented for shareholder approval at the bank’s 22nd Annual General Meeting, set for August 19.
ALSO READ | Yes Bank Q4 update: Advances surge nearly 11% YoY to ₹2.72 lakh cr; deposits increase by 12%
Shares of YES Bank Ltd closed at ₹24.39, rising by ₹0.14, or 0.58%, on the BSE.
(Edited by : Jomy Jos Pullokaran)
