Data released by the National Payments Corporation of India (NPCI) indicated that UPI payments verified through on-device biometrics reached 611 million transactions in June 2026, totaling a transaction value of ₹25,416 crore.
This feature enables users to authorize UPI payments via their smartphone’s fingerprint scanner or facial recognition, eliminating the need to enter a UPI PIN, provided their bank and UPI application support this option.
Biometric authentication is applicable for both person-to-person (P2P) and person-to-merchant (P2M) transactions. Additionally, it is available for RuPay Credit Card payments on UPI, allowing eligible users to authenticate credit card transactions through biometrics on compatible devices.
The latest statistics come against a backdrop of ongoing growth in UPI transactions. NPCI data revealed that the platform managed 22.72 billion transactions valued at ₹28.92 lakh crore in June, marking a 23% increase in transaction volume and a 20% rise in value compared to the same month last year.
On average, UPI processed 757 million transactions each day during this month, with an average daily transaction value of ₹96,405 crore.
While biometric-authenticated payments represented a minor portion of total UPI traffic in June, they underscore the expanding availability of alternative authentication methods alongside traditional PIN-based methods. Several banks and UPI applications have already adopted on-device biometric authentication for eligible users.
In comparison to May, overall UPI transaction volumes saw a slight decrease from 23.20 billion, and transaction values fell from ₹29.90 lakh crore. Nonetheless, UPI maintained substantial year-on-year growth in both transaction numbers and values.
