Below is a summary of what has changed and its potential impact on cardholders.
What has changed in the Travel Edge program?
The update centers around three key areas:
- Changes in transfer partners (both removals and additions)
- Adjustments to reward conversion ratios
- Continuation of transfer limits and rules
These updates will influence the potential value cardholders can gain from EDGE Reward Points and EDGE Miles.
Which partners have been removed?
Axis Bank has phased out three significant loyalty programs:
- Accor Live Limitless
- Marriott Bonvoy
- Qatar Airways Privilege Club
These partners were among the most popular, particularly for hotel bookings and international travel. Their removal limits high-value redemption opportunities, especially for users who depended on hotel point transfers.
Which new partners have been introduced?
The bank has welcomed three new airline-oriented programs:
- British Airways Executive Club
- Finnair Plus
- Vietnam Airlines Lotusmiles
Are there any changes in reward conversion rates?
Yes. A significant change involves the conversion of reward points to partner miles.
- Several credit cards now feature lower conversion ratios for the new partners
- Cards such as Atlas and Horizon experience reduced value per point
- Even premium cards—like Magnus for Burgundy and Olympus—exhibit weaker ratios in specific scenarios
- Top-tier cards, including Burgundy Private, remain comparatively less affected
In essence, cardholders may now require more points to obtain equivalent travel benefits as before.
What about limits on point transfers?
Axis Bank has kept its current framework:
- Annual limits on the number of points/miles that can be transferred
- Two categories of partners (Group A and Group B) with distinct limits
- For multiple cards, the highest-tier card sets the overall cap
- EDGE Reward Points and EDGE Miles continue to have separate boundaries
This indicates that usage is still regulated not just by value, but also by the amount that can be transferred throughout the year.
What does this imply for cardholders?
The effect will differ based on the type of card:
- Frequent travelers may notice the absence of hotel partners the most
- Mid-tier cardholders are likely to experience a decline in overall reward value due to lower conversion rates
- Premium users may maintain better value but have fewer high-value redemption options
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First Published: Apr 7, 2026 11:33 AM IST
