Why Millions of Indians Remain Unable to Secure Loans Despite Using UPI and Digital Banking
Despite engaging in numerous digital transactions, millions of Indians remain overlooked by lenders, as banks continue to depend on…
MSME Loans Increase by Nearly 15% Year-on-Year to ₹47.8 Lakh Crore: Report Highlights Major Growth Factors
India’s small business credit landscape continued to grow steadily through 2025, with total exposure reaching ₹47.8 lakh crore by December,…
Kotak Mahindra Bank Q4 Report: Loans Increase by 16% Year Over Year, Deposits Up Nearly 15%
Kotak Mahindra Bank Ltd. displayed consistent growth across major metrics for the quarter ending March 2026, with both advances and deposits…
Utkarsh SFB Q3 Update: Gross Loans Decrease by 4% to ₹18,306 Crore; Deposits Rise by 5%
Utkarsh Small Finance Bank Ltd released its business updates for the quarter and nine months ending December 31, 2025, on Monday (January 5).…
YES Bank Q3 Report: Loans Increase by 5% to ₹2.58 Lakh Crore, Deposits Up by 5.5%
Private sector lender YES Bank Ltd on Saturday (January 3) released provisional business figures for the quarter ending December 31, 2025.…
RBI’s New Risk-Weight Regulations for NBFC Infrastructure Loans Starting April 1: Main Highlights
The Reserve Bank of India (RBI) announced on January 1 the issuance of amended directions to revise the risk-weighting framework concerning…
Poonawalla Fincorp introduces around-the-clock digital business loans for MSMEs.
Poonawalla Fincorp has introduced Business Loan 24/7, a fully digital loan solution designed specifically for micro, small, and medium…
RBI Governor Sanjay Malhotra: Stress from Unsecured Loans Eased, Yet MFI Loans Remain Challenged
The stress observed previously in unsecured loans and credit cards has “reduced”, stated Reserve Bank of India (RBI) Governor…
Signs emerge of small-business interest in real estate, equipment loans
Tony G. Uribe: SBA lenders are likely to face a dynamic environment in 2025. The SBA had eased eligibility requirements under the previous…