This innovative credit card allows users to perform both RuPay and Visa transactions across online, offline, UPI, and international channels, all while managing their expenses under a single credit limit and a consolidated monthly statement.
This card is among the first in India to incorporate UPI functionality directly through the RuPay network, while still offering the expansive reach of Visa, according to Scapia.
With this card, holders can use credit for UPI transactions at merchant locations and also engage in traditional card-based purchases domestically and internationally.
The card is designed for digitally savvy and travel-oriented consumers, providing them with a cohesive experience. Benefits include zero forex markup on all international transactions, unlimited access to domestic airport lounges, and complimentary dining, shopping, and spa services at airport venues.
Key features:
- Unified credit limit and statement: A comprehensive view of all expenditures across Visa and UPI-RuPay.
- International acceptance: Global usability enabled by Visa, without foreign exchange markup fees.
- Airport privileges: Unlimited lounge access in India and complimentary services at airports.
- Travel rewards: Users accumulate Scapia Coins on every eligible transaction, which can be redeemed within the Scapia app for flights, accommodations, trains, buses, and more.
Anil Goteti, Founder and CEO of Scapia, remarked, “By merging the extensive reach of Visa, the innovative UPI features of RuPay, and the backing of Federal Bank, this card provides a smooth and future-ready experience. It’s tailored for today’s digital Indian, who desires speed, simplicity, and rewards from each transaction.”
Scapia’s platform enhancements
Alongside the card launch, Scapia has rolled out new features as part of its 2025 Summer Release to enhance its travel platform:
Smarter train bookings: New AI-driven route suggestions that aid customers in navigating long waitlists by presenting alternative routes with higher confirmation probabilities.
Map-based stay bookings: Users can now search and reserve accommodations based on their proximity to attractions like beaches, tourist destinations, or marketplaces.
Special airfare categories: Tailored fare options for students and senior citizens to enhance accessibility and affordability.
Redesigned rewards view: An updated Scapia Coins interface enables users to easily track and redeem their points, including access to curated hotel deals and travel perks.
First Published: Jun 12, 2025 12:06 PM IST
