Bajaj Finance Q3 Report: Customer Count Reaches 115.4 Million, AUM Stands at ₹4.86 Lakh Crore

Bajaj Finance Q3 Report: Customer Count Reaches 115.4 Million, AUM Stands at ₹4.86 Lakh Crore
Bajaj Finance Ltd released its consolidated business update on Saturday (January 3) for the quarter that ended on December 31, 2025. As of December 31, 2025, the company’s customer base reached 115.40 million, up from 97.12 million a year prior. In the December quarter, Bajaj Finance welcomed 4.76 million new customers.

New loans issued during Q3 FY26 saw a 15% year-on-year increase, totaling 13.90 million compared to 12.06 million in the same quarter of the previous financial year.

Assets under management (AUM) grew 22% year-on-year, amounting to approximately ₹485,900 crore as of December 31, 2025, rising from ₹398,043 crore a year earlier. Sequentially, AUM increased by around ₹23,600 crore during the quarter.
Also Read: Weak sentiment, strong fundamentals signal buying opportunity: Bajaj Finserv AMC CIO

The total deposits reached about ₹71,000 crore as of December 31, 2025, up from ₹68,797 crore a year before, according to the latest business update.

Second Quarter Results

Bajaj Finance reported a consolidated net profit increase of 21.9% year-on-year, amounting to ₹4,875 crore for the quarter ended September 2025 (Q2 FY26), in comparison to ₹4,000 crore during the same period last year. This result was largely consistent with CNBC-TV18’s poll estimate of ₹4,886 crore.

Net interest income (NII) rose by 22%, reaching ₹10,785 crore, up from ₹8,838 crore a year earlier, aligning with expectations. The company’s assets under management expanded by 24% year-on-year to ₹4,62,250 crore, reflecting a nearly ₹21,000 crore sequential growth.

Also Read: Bajaj Finance shares fall 8% after AUM growth guidance cut but analysts retain optimism

As of September 30, Bajaj Finance’s customer base reached 110.64 million, an increase from 92.09 million the previous year, with 4.13 million new customers added during the quarter. Bajaj Finance’s customer franchise reached 110.64 million as of September 30, compared to 92.09 million last year, with 4.13 million new customers added during the quarter.

The shares of Bajaj Finance Ltd closed at ₹990.55, an increase of ₹17.45, or 1.79%, on the BSE.

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