The total income for the bank rose to ₹456 crore in the reviewed quarter, up from ₹377 crore for the corresponding period a year ago, as per a regulatory filing by Dhanlaxmi Bank.
Interest income for the third quarter of the current fiscal climbed to ₹407 crore, compared to ₹335 crore a year prior. The Net Interest Income (NII) for Q3FY26 also saw an increase, reaching ₹154 crore, up from ₹128 crore recorded in Q3FY25.
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In terms of asset quality, the gross non-performing asset (NPA) ratio improved to 2.36% as of December 31, 2025, down from 3.53% a year earlier. However, the net NPA increased to 1.11% from 0.86% at the end of December 2024.
Additionally, the bank’s capital adequacy ratio improved to 17.19%, in comparison to 12.79% at the close of December 2024.
